The nature of a café means you’re regularly dealing with lots of hot food, hungry customers, packed premises and different ingredients. In these type of busy workplaces, accidents can happen. To mitigate the risk when they do, our quick, comprehensive insurance for cafés protect the people and property associated with your business including employees, members of the public and the café itself. So, if the unexpected happens to you, you can expect the best of us to help you through it.
Simply tell us what you cover you want and receive your quote within 5 minutes in most cases.
We use our knowledge, experience and relationships to get the best quotes with no hidden costs.
No two businesses are the same so no two policies are either. We tailors yours to your needs.
Protecting your customers
Public Liability Insurance gives businesses cover if a customer or member of the public becomes injured, ill or even dies as a result of an incident connected to that business. In the case of a café, this could be someone tripping over a loose tablecloth, getting scalded by hot soup or even being poisoned by a meal.
Protecting your employees
Employers’ Liability Insurance gives you cover if an employee becomes injured, ill or even dies while they are employed by you and your company. As you know, no matter how hard you try to reduce risks, accidents often happen in busy cafés. It also covers you should an employee look for expenses or damages following an incident connected to your business.
Protecting your property
Commercial Property Insurance covers you for things like rent, rates, salaries, gross profits, increases in your cost of working and alternative premises hire. And, in the event of a fire within your premises, it can pay for reinstatement of your building, stock, fixtures and fittings.
Why choose Sound Insurance?
It’s simple, we’re Sound. Sound people. Sound prices. Sound advice. We know insurance can be a pain to deal with and you have more important things to do. So, if you just tell us what you do and provide a few details, we’ll take care of the rest.
Can I pay by Direct Debit?
Yes you can. We work with some insurers that have their own direct debit facility. That allows you to pay them directly. And for those that don’t, we work with numerous insurance finance providers, which allows you to spread the cost of your insurance over the policy period.
Are Sound Insurance tied to one company?
No, we work with nearly all the main insurers in the Irish and UK markets. That gives us access to over 50 leading insurers.
I need cover straight away, how long does it take?
At Sound Insurance we know that time is precious. So, we won’t take too much of it from you. We do everything over the phone and in most cases, cover can be arranged in minutes, with your certificate being emailed to you straight away.
Am I required to have Employers’ Liability Insurance?
No. There is no statutory requirement to have Employers’ Liability Insurance in Ireland, however many contracts may stipulate that you may require this type of cover
Should I have Public Liability Insurance?
Yes, we would recommend that all companies, individuals, committees or anyone who interacts with members of the public, take out a Public Liability Policy to protect themselves.
What is Public Products Insurance?
Products Liability Insurance covers you against claims for bodily injury, illness or death suffered by a third party as a result of a product you have sold, supplied or installed. There’s no statutory requirement to have it in Ireland, however many contracts may stipulate you do.
Why we’re trusted by cafés like yours
Small businesses like yours are the backbone of Ireland’s economy and deserve the best attention and care from their insurance provider. As a ‘direct broker’, we combine the speed and efficiency of an insurance company, with the insider expertise and customer service of a broker.
Call Us Today
You simply tell us what cover you want. We’ll then contact you to quickly confirm what you need. We’ll then go get your quote and usually get it to you within 5 minutes.Get your quote