Serious Illness Cover

Maintaining your financial wellbeing when sick

Main Features


Protect Loved Ones

Should you become too ill to work, you can still benefit from a tax-free lump sum that ensures there’s still money for those that depend on you most.

Surgery Cover

If you require surgery for your illness, your Serious Illness Cover can pay out so you can better decide where and when to have it.

Children’s Cover

If the worst should happen and your kids get sick, your Serious Illness Cover can include cover for your children for a limited amount.

Protection From Income Loss

Your serious illness policy also offers you financial stability if you are still able to work reduced hours but experience a sharp drop in income as a result.

Cancer-Only Cover

A relatively new product on the market, this specific cover excludes other illnesses, making it cheaper than more comprehensive policies.

How do I get Serious Illness Cover?

You simply tell us what cover you want. You can do this right now by clicking the button below and entering as much information as you can about the business you have and cover you require.

We’ll then contact you back. We’ll have a quick chat to confirm what you need and see if there is any other information that can help us get the best deal for you and your business.

We’ll then use our years of experience and insider knowledge to go and get you a quote that suits your wants, needs and budget.

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Who needs Serious Illness Cover?

Firstly, ask yourself how your standard of living would be affected if you got an illness so serious you couldn’t work for an extended period of time. Do you have a family that rely on you? Do you currently enjoy a good standard of living? Employees paying PRSI may be able to replace part of this income with the social welfare Illness Benefit or Invalidity Pension. However, these benefits are for quite low amounts. What’s more, if you are self-employed, you may not be covered by these safety nets at all. So, if a sudden drop in income would place significant pressure on your ability to continue to pay your mortgage or meet your day-to-day expenses, you should strongly consider getting Serious Illness Cover.

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How much does Serious Illness Cover cost?

The monthly cost of your Serious Illness Cover premium depends on a few things. For starters there’s the age you are when you first take out the cover. Then there’s your overall health in general, with smokers being charged more than non-smokers for the same policy. Then there’s the level of cover you want. However, the best place to start is by talking to us today about how to get great value Serious Illness Cover.

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Get your quote today

You simply tell us what cover you want. We’ll then contact you to quickly confirm what you need. We’ll then go get your quote and usually get it to you within 5 minutes.

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Other cover you might benefit from

Professional Indemnity

Commercial Property

Combined Policy (property & liability)

Income Protection

Pensions & Investments

Life Insurance

Serious Illness Cover

Keyperson Cover